Free Appraisal and Free Mortgage Conditions

1. For customers applying for My Home My Cash and receiving approval and drawdown between 1-30 June 2020.
2. Eligible collateral for this promotion are single detached homes, townhomes, commercial buildings, condominium units, and empty land plots only (Home Loan Top Up and multi-purpose loan secured with deposit are not eligible under this promotion).
3. Approval, installment period, interest rate, borrower qualifications, and required documents are determined by the Bank. A total installment period shall not exceed 65 years when combined with the borrower’s age (In case of joint borrowers, the age of the youngest borrower will apply).
4. To get informed of an initial approval result within one working day, the Bank must receive all documents and appraisal value of land and building in property projects only.
5. Borrowers can check approval conditions and interest rate at any SCB branch or with SCB loan officers.
6. Credit Life interest rate conditions:
   • Interest rate for 70%/70% Credit Life will require an insured sum of at least 70% of the credit line covering 70% of the loan period. The insurance period must be at least 10 years (If the loan period is 10 year, the insurance period must be equivalent with the loan period). Customers are allowed to top up property insurance to the credit limit.
   • Interest rate for 100%/100% Credit Life will require an insured sum of at least 100% of the credit line covering 100% of the loan period. Customers are allowed to top up property insurance to the credit limit.
7. Insurance is provided by SCB Life Assurance PCL. In case of any problem or inquiry, customers can contact the SCB Call Center at 02-777-7777 or contact SCB Life Assurance PCL at 02-655-3000 (free of charge). Customers should understand coverage details and conditions before making any decision. The Bank is only an intermediary and consideration will be at the discretion of the insurer.
8. To be eligible for a free appraisal, customers shall conduct collateral appraisal by 30 June 2020 and draw down the approved loan within 10 working days from 30 June 2020.
9. To be eligible for free mortgage fees, the borrower must be approved of My Home My Cash loan of at least 1.3 million baht, draw down the loan within 10 working days from 30 June 2020, and accept interest rates as announced by the Bank. The Bank will be responsible for mortgage fees up to 1% of the credit limit. If the borrower closes the loan account within the first 3 years (through refinancing, selling, or using personal cash), the borrower agrees to refund the 1% mortgage fee advanced by the Bank.
10. For more information, please contact the SCB Call Center at 02-777-7777.

Conditions for a Free BBQ Plaza e-Coupon with My Home My Cash

1. A special offer available for those applying for My Home My Cash loan via www.scb.co.th or SCB EASY Application for an amount of 2 million baht or more approved between 1 April – 30 June 2020 and who draw down the loan within 10 working day from 30 June 2020.
2. Accepted collateral for this promotion includes single houses, twin houses, town houses, commercial buildings, condominiums, and vacant land plots only (Home Loan Top Up and multi-purpose loan secured with deposit are not eligible under this promotion).
3. 3. Approval Criteria
   • Approval amounts up to 20 million baht with an installment plan of up to 30 years which, when combined with the borrower’s age shall not exceed 65 years (In case there are many co-borrowers, the youngest borrower’s age will be applied).
   • To get informed of initial approval results within one working day, the Bank must receive all documents and appraisal value of land and buildings in property projects only.
   • Approval and installment plan will be considered from your documents, income, collateral value, and conditions prescribed by the Bank.
4. Approval conditions and interest rate can be checked with branch or loan officers of the Bank.
5. Interest Rate Conditions:
   • Interest rate for 70%/70% Credit Life will require an insured sum of at least 70% of the credit line covering 70% of the loan period. The insurance period must be at least 10 years (If the loan period is 10 years, the insurance period must be equivalent to the loan period). Customers are allowed to top up property insurance to the credit limit.
   • Interest rate for 100%/100% Credit Life will require an insured sum of at least 100% of the credit line covering 100% of the loan period. Customers are allowed to top up property insurance to the credit limit.
   • Insurance is provided by SCB Life Assurance PCL. In case of any problem or inquiry, customers can contact SCB Life Assurance PCL at 02-655-3000 (free of charge) or the SCB Call Center at 02-777-7777.
   • Customers should understand coverage details and conditions before decision making.
   • The Bank is only an intermediary and consideration will be at the discretion of the insurer.
   • For inquiries about insurance premiums and further details, please contact a salesperson.
6. To be eligible for a free appraisal, customers shall conduct collateral appraisal by 30 June 2020.
7. SCB Easy Bonus Conditions:
   • • This special Bar B Q Plaza discount e-coupon offer is available for SCB customers who apply for a My Home My Cash loan via www.scb.co.th and receive approval for a loan and make a drawdown of 2 million baht or more between 1 April – 30 June 2020. The borrower must be an SCB EASY Application user. Conditions are as follows:
   • Drawdown 2,000,000 – 4,999,999 baht, get Bar B Q Plaza discount e-coupon worth 2,500 baht.
   • Drawdown of 5,000,000 baht or more, get Bar B Q Plaza discount e-coupon worth 5,000 baht.
   • Customers fulfilling the Bank’s conditions will receive an e-coupon on the Easy Bonus menu on the SCB EASY Application within 45 days after the end of this promotion. Eligible recipients must get the e-coupon on SCB EASY Application and use it between 25 May – 15 September 2020.
   • The recipient must show the e-coupon to restaurant staff to get the discount. Coupons that have not been confirmed on the Easy Bonus menu or are not used by 15 September will be treated as forgone and cannot be recalled.
   • Limited to 1 customer/offer throughout this promotion.
   • Screenshots of e-coupons from a mobile phone or any other electronic device or any other type of image are not acceptable.
   • The Bank disclaims liability for any damage to customers in the following cases:
     

     (1) Non-receipt of an e-coupon due to customers’ mobile phone.

     (2) Inability to use the e-coupon due to loss of data on the Easy Bonus menu.

     (3) Use of an e-coupon that does not comply with conditions of this promotion.

   • The offer under this promotion cannot be transferred to others, or changed or exchanged for cash or other items, and cannot be used with other discounts or promotions.
   • Customers receiving an e-coupon must be loan customers of the Bank with normal payment status, and a good track record without any default according to the Bank’s conditions.
   • The Bank reserves the right to change rules, conditions, requirements, period, offers and cancel this promotion by informing customers 7 days in advance, unless it is impossible to proceed accordingly. In case of any dispute, the Bank’s judgment is final.
8. For more information, please contact the SCB Call Center at tel. 02-777-7777.