Product Detail

Transfer your home loan to SCB to reduce your payment burden. Lighten up your life by reducing your interest payments allows you to become the full owner of your home faster.
Credit Line

Credit Line

Get a credit line of up to 100% of the appraisal value.
Interest Rates

Interest Rates

As announced by the bank.
Rates and Fees
Interest Rate for Lending Effective Date: 19.09.2019 Announcement Date: 18.09.2019

Collateral Assessment and Appraisal Fee

  • For other collateral such as a condominium unit larger than 60 sqm or a single detached house: 5,000 baht.
  • For a condominium unit not larger than 60 sqm, a townhouse or a semi-detached house: 3,500 baht.
  • Expenses may vary as announced by the bank.

Loan Consultation Service Fee

  • Waived.

Stamp Duty

  • 0.05% of loan limit, but not more than 10,000 baht.

Mortgage Fee

  • 1% of credit limit

Fire Insurance Premium

  • As charged by insurance company.

Qualification and Document Required

Qualification

Thai nationality
Has never had a non-performing loan at any financial institution
Has held the existing home loan from another financial institution not less than two years
Age at least 20 years old, not more than 65.

Document Required

Identity Verification

  1. Copy of identity document: personal I.D. card, passport, government employee I.D. card or state enterprise employee I.D. card
  2. Copy of house registration
  3. Copy of marriage certificate (if applicable)
  4. Copy of certificate of name change (if applicable)

Collateral Document

  1. Copy of ownership document (copy of title deed, front and back)
  2. Loan agreement from the existing financial institution
  3. Copy of the latest mortgage payment receipts from the existing financial institution

Income Document

Salaried employee

  1. Salary confirmation and pay slips
  2. Bank statements for past six months

Business owner

  1. Bank statements for past six months (personal account and business account)
  2. Four or five photos of the business premises and map showing location
  3. Copy of trade registration and company registration, including list of shareholders
  4. Tax submission documents for past year, showing income and expenditures as well as receipts for purchase and sale of goods

Self-employed

  1. Bank statements for past six months
  2. Professional license (doctor, engineer, lawyer architect)

Contact Us

Apply Online

Complete the short form and agent will contact you

Apply