Product Detail

A Promissory Note is a short-term revolving loan under your company's credit line at SCB, suitable for a general business to enhance its liquidity.

Provides short-term working capital to enhance your company’s liquidity

Interest is calculated based on the amount drawn down and the maturity

Convenient: Simply request online via SCB Easy P/N and receive via email

•   Good financial history

•   Business track record. (Number of years depends on type of business.)

Document Required

Certificate of Registration

Certificate of Registration, Memorandum of Association and List of Shareholders

Financial statements

Financial statements audited by certified public accountant

Copy of ID card

Copy of ID card and house registration of the authorized person

Summary statement

Summary statement of core banking transactions for the past six months

Letter of consent

Letter of consent for SCB to check credit information

Financial Amount Objective

Please provide detail and objective for your request

Proof of ID

Acceptable primary proofof identity includes, but is nolimited to, original.

Proof of address

A document issued by a government department that shows your address.

Proof of income

Providing details about your employer as well as how much money you made in a given pay period.

The consideration is in line with the Bank's guidelines


You can request to use the credit line via:

•     Your SCB Business Relationship Manager


•     Our online service, SCB Easy P/N, to receive P/N via email