Product Detail

SCB's loan consultants offer expert advice and service when you borrow for new or second-hand home, refinance your home loan, or take out a home equity loan (My Home My Cash). As an agreement company employee, you'll benefit from exclusive terms and conditions.
Credit line up to 100%

Credit line up to 100%

For a new home loan, a second-hand home loan or refinancing, you can finance up to 100% of the house appraisal value.
Convenient service at your office

Convenient service at your office

SCB's loan consultant specialists are at your service. You don't need to take time off work to visit a bank branch. We'll come to your office to collect the loan application from you or your human resources department.
Interest rates

Interest rates

As announced by the bank.
Rates and Fees
Interest Rate for Lending Effective Date: 22.05.2020 Announcement Date: 21.05.2020

Collateral Assessment and Appraisal Fee

  • For property developers who partner with SCB: 535 baht
  • For other collateral such as a condominium unit larger than 60 sqm or a single detached house: 5,000 baht.
  • For a condominium unit not larger than 60 sqm, a townhouse or a semi-detached house: 3,500 baht.
  • Expenses may vary as announced by the bank.

Loan Consultation Service Fee

  • Waived.

Stamp Duty

  • 0.05% of loan limit, but not more than 10,000 baht.

Mortgage Fee

  • 1% of credit limit

Fire Insurance Premium

  • As charged by insurance company.

Qualification and Document Required


Thai nationality
Has never held a non-performing loan at any financial institution
Age at least 20 years old, not more than 65.

Document Required

Identity Verification

  1. Only a copy of your ID card is required. It providing a copy of a government officer or state enterprise officer ID card with ID number and photo on the card, or passport (in the event that your spouse is a foreigner), please provide a copy of your house registration document.
  2. Copy of house registration
  3. Copy of marriage certificate (if applicable)
  4. Copy of certificate of name change (if applicable)

Collateral Document

If purchasing a new home or second-hand home:

  • Copy of sale and purchase agreement

If refinancing:

  1. Copy of ownership document (copy of title deed, front and back)
  2. Loan agreement from the existing financial institution
  3. Copy of mortgage payment receipts from the existing financial institution

Income Document

  1. Salary confirmation and pay slips
  2. Bank statements for past six months

Contact Us

Apply Online

Complete the short form and agent will contact you