Transfer money to wrong account, life has a way out
The most common financial transaction mistakes that are made are "Wrong account transfer”. There are many reasons such as incorrect account number entry. (Enter numbers alternately, incomplete) Or may be caused by entering the wrong account number between the money transfer channel and the money transfer channel via PromptPay.
Or enter the correct account number but chose the wrong bank to transfer. Including rushing to make a transaction until forgetting to check the name of the destination account before pressing transfer. When the wrong account transfer occurs or transfers money in excess of the amount, If we know the owner of the destination account very well Such as being a family member or close friends Then we can contact to request a refund immediately. But if unable to contact or the sender does not know the owner of the destination account Must go through the legal refund process.
For wrong account transfer According to law the bank will not be able to transfer the money back to the wrong payer. If the owner of the destination account does not agree. Because the bank does not have the right to pull money from the account arbitrarily. But the bank will be the intermediary to help coordinate the refund only. By referring to information from the Financial Consumer Protection Center Bank of Thailand (BOT) regarding the wrong transfer of money to the account owner who transferred the wrong money Proceed as follows
The things that the wrong account owner of the money transfer must do
However, the best way to prevent money transfers from accounts is the period before clicking transfer confirmation. Must check the account number / PromptPay number, account name, bank name, and amount to be transferred correctly every time. The wrong transfer of money must be resolved. But if being sober and examined carefully before transferring will be the best protection.