Product Detail

Loan for customers who are looking for a second-hand home or foreclosed home being sold by a bank, including detached homes, condominium units, townhouses, shophouse, and land, all in good condition and good locations at attractive prices.
Interest rates

Interest rates

As announced by the bank
Worry-free installment periods of up to 30 years

Worry-free installment periods of up to 30 years

Loan amount consideration and approval are as specified by SCB.
Rates and Fees
Interest Rate for Lending Effective Date: 03.10.2023 Announcement Date: 02.10.2023

Collateral Price Appraisal and Survey Fee

  • Single houses: 5,000 baht per unit (VAT excluded)
  • Town houses, twin houses, and condominiums: 3,450 baht per unit (VAT excluded)
  • Fees subject to change as announced by the bank

Loan Consultation Service Fee

  • Waived.

Stamp Duty

  • 0.05% of loan limit, but not more than 10,000 baht.

Mortgage Fee

  • 1% of credit limit

Fire Insurance Premium

  • As charged by insurance company.

Good to know for home loan clients

Qualification and Document Required


Thai nationality
Has never held a non-performing loan at any financial institution
Age at least 20 years old, not more than 65.

Document Required

Identity Verification

  1. Only a copy of your ID card is required. It providing a copy of a government officer or state enterprise officer ID card with ID number and photo on the card, or passport (in the event that your spouse is a foreigner), please provide a copy of your house registration document.
  2. Copy of house registration
  3. Copy of marriage certificate (if applicable)
  4. Copy of certificate of name change (if applicable)

Collateral Documents

If purchasing a second-hand home:

  1. Copy of sale and purchase agreement

If purchasing a foreclosed home:

  1. Asset purchase offer form
  2. Deposit for asset purchase (cashier’s check)

Income Document

Salaried employee

  1. Salary confirmation and pay slips
  2. Bank statements for past six months

Business owner

  1. Bank statements for past six months (personal account and business account)
  2. Four or five photos of the business premises and map showing location
  3. Copy of trade registration and company registration, including list of shareholders
  4. Tax submission documents for past year, showing income and expenditures as well as receipts for purchase and sale of goods


  1. Bank statements for past six months
  2. Professional license (doctor, engineer, lawyer architect)

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