Use and Management of Cookies
We use cookies and other similar technologies on our website to enhance your browsing experience. For more information, please visit our Cookies Notice.
Use and Management of Cookies
We use cookies and other similar technologies on our website to enhance your browsing experience. For more information, please visit our Cookies Notice.
My Car My Cash Refinance is a personal loan for individual car owners seeking to stretch their financial liquidity by refinancing their existing instalments at another financial institution with SCB instead. Upon loan approval, a loan amount will be used for closing your hire-purchase agreement for the car with the previous financial institution (refinancing). Any remaining loan amount after vehicle ownership transfer expenses will be transferred to you, and you will be able to use the car as usual. Loan application is simple, with a quick result and loan availability within 1 business day from the date of complete submission of required documents.
For more details, contact an SCB branch near you or call the SCB Call Center at 02-777-7777.
* Loan consideration and approval conditions are as specified by SCB.
Employees
Interest rates
Interest rates for My Car My Cash loans announced on 4 July 2024:
VEHICLE REGISTRATION YEAR |
FLAT INTEREST RATE |
EFFECTIVE INTEREST RATE |
---|---|---|
2024 - 2019 | 2.99% – 6.25% | 5.65%-10.98% |
2018 - 2014 | 4.25% – 7.30% | 7.92%-12.62% |
2013 - 2009 | 5.50% - 8.65% | 10.11%-15.00% |
Remarks :
Item | Details disclosed |
a. Interest rate | Details about Interest rate of SCB auto finance (hire-purchase loans) |
b.Maximum loan amount allowed | Approved loan amounts of up to 100%* of car valuation by SCB or 5 million baht. |
c. Agreement period (agreement validity period) | 84 months or 7 years maximum. |
d.Collateral | The applicant’s car, but they can use the car as usual. |
e.Service fees and penalty fees | Details about any fees, service fees, and penalty fees of SCB auto finance (hire-purchase loans) |
f.Insurance | Car insurance/ credit protection insurance/ accident insurance/ life insurance |
g. Guarantor | N/A |
Complete the short form and agent will contact you