Product Detail

With our world-class service, SCB new auto finance is the convenient, affordable way to borrow for a new car. Get a low, fixed interest rate and long tenor of up to seven years with no collateral required. Your hire-purchase rights can be transferred to a third party; e.g., in case you wish to sell the car.
Convenient and fast

Convenient and fast

We won't keep you waiting. Our loan application process is simple, convenient and fast, so your dream comes true easier.
An installment plan tailored to you

An installment plan tailored to you

SCB helps you select the loan term and installments that best fit your needs.


  • Age: 20-60 years old (no more than 65 years when combined with installment period)
  • Registered residence in Thailand

Document Required

Identity Verification

Only a copy of your ID card is required. If a copy of a state officer or state enterprise officer ID card with the ID number and photo on the card is provided, please provide a copy of your house registration document.

Address Confirmation

Copy of house registration or other official certification of residence.

Income Document

Salaried employee

  1. Salary confirmation and pay slips
  2. Bank statements for past six months

Business owner

A certificate letter recently issued by the Office of the Company Limited and Partnership Registration and commerce registration within the past 6 months


Insurance Requirements

Insurance requirements are subject to the bank’s conditions.

Fees and Expenses

Agreement fees and other expenses are as specified by the bank and will be deducted from the approved loan amount.


Fee rates, requirements, and conditions shall follow the announcements and regulations specified by the bank. / The bank reserves the right to cancel or change any requirement or condition.


Minimum Information Disclosure

Table of minimum information disclosure: SCB Auto Finance for New Cars
Details Disclosed
a. Interest rate


Type of car Flat Interest Rate p.a. Effective Interest Rate p.a.
New car 8%

Interest rate calculation: Daily basis
The number of days per year for interest calculation: Based on a calendar year


b. Maximum loan amount allowed 95% of the asset valuation amount
c. Agreement period (agreement validity period) 84 months or 7 years maximum
d. Collateral N/A
e.Service fees and penalty fees Details about any fees, service fees, and penalty fees of SCB auto finance (hire-purchase loans)
f.Insurance Car insurance/ credit protection insurance/ accident insurance/ life insurance
g.Guarantor N/A

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