Contractual Deposit Account - Bonus 36-Month

The 36-Month Long-Term Deposit Account is a savings plan where customers deposit a fixed amount every month for 3 years. It offers high interest and tax exemption on interest income. It is suitable for customers who want to plan for long-term financial goals, such as building reserves or preparing funds for future investments.

The minimum monthly deposit is 500 baht, and the maximum is 16,500 baht per month. The total deposit across the 3-year program must not exceed 600,000 baht, in line with the Revenue Department’s tax exemption criteria.

You can set up a monthly direct debit from their SCB savings or current account. This ensures automatic deposits on the scheduled date, helping you stay disciplined and achieve your savings goals without missing any installments.

Yes, but early withdrawal is considered a breach of account conditions. This results in loss of tax exemption and potentially reduced returns according to the bank’s terms. It is recommended to continue saving until maturity to receive full benefits.

Yes. Customers must deposit the same fixed amount each month as specified at account opening, in order to comply with account conditions and fully qualify for the interest tax exemption benefit.