Terms and conditions for M Points:.


  • M Points which appear are processed from the most recent M Points of the day before.
  • M Points from purchase on a day will be processed and displayed by 6 p.m. of the following day. The points will be transferred to the M Card membership number that is linked to SCB M VISA SCB Credit Card only.
  • M Points are valid for 3 (three) years from the year of receiving points from product or service purchase.
  • When M Points are redeemed, the system will deduct them from the balance immediately. The M Points redeemed on a particular day will be deducted in the system by the approach ‘First in, first out.’
  • If you cancel the credit card for any reason, your M Card membership will remain the same and you can redeem M Points as usual.
  • If you cancel the M Card for any reason, your M Points will be automatically nullified.
  • If your credit card is lost or damaged and you apply for a new card, your M Points will be transferred to your new credit card.