YEAR | WITH CREDIT LIFE INSURANCE | WITHOUT; CREDIT LIFE INSURANCE |
---|---|---|
Year 1-3 | 3.50% | 3.75% |
Year 4 onwards | MRR – 2.00% | MRR - 1.75% |
Average interest rate 3 years | 3.50% | 3.75% |
Average scheme interest rate (20 years) | 3.858% | 4.11% |
YEAR | FLAT RATE FOR 3 YEARS | |
---|---|---|
WITH CREDIT LIFE INSURANCE | NOCREDIT LIFE INSURANCE | |
Years 1-3 | 2.75% | 3.00% |
Year 4 onward | MRR - 2.00% | MRR - 1.75% |
Average interest for 3 years | 2.75% | 3.00% |
Actual interest rate throughout the loan agreement period of 20 years | 3.64% | 3.89% |
YEAR | |||
---|---|---|---|
WITH CREDIT LIFE INSURANCE | WITH CREDIT LIFE INSURANCE AND FREE MORTGAGE CREDIT LIMIT > 1,500,000 Baht | WITHOUT CREDIT LIFE INSURANCE | |
Year 1-3 | 5.990% | 6.990% | 6.990% |
Year 4 onward | MRR + 0.75% | MRR + 1.50% | MRR + 1.50% |
Average interest rate 3 years | 5.990% | 6.990% | 6.990% |
Average scheme interest rate (20 years) | 6.539% | 7.360% | 7.360% |
YEAR | |||
---|---|---|---|
WITH CREDIT LIFE INSURANCE | WITH CREDIT LIFE INSURANCE AND FREE MORTGAGE CREDIT LIMIT > 1,500,000 Baht | WITHOUT CREDIT LIFE INSURANCE | |
Year 1 | 5.495% | 6.490% | 6.490% |
Year 2-3 | 5.990% | 6.990% | 6.990% |
Year 4 onwards | MRR + 0.75% | MRR + 1.50% | MRR + 1.50% |
Average interest rate 3 years | 5.825% | 6.823% | 6.823% |
Average scheme interest rate (20 years) | 6.490% | 7.312% | 7.312% |
INSTALLMENT PERIOD | INTEREST RATE AS A PERCENTAGE PER ANNUM | |||||
---|---|---|---|---|---|---|
FIXED INTEREST RATE | REAL INTEREST RATE** | FIXED INTEREST RATE | REAL INTEREST RATE** | FIXED INTEREST RATE | REAL INTEREST RATE** | |
CAR | CAR | PICKUP TRUCK | PICKUP TRUCK | EV CAR | EV CAR | |
48 months | Starts at 2.50% | Starts at 4.00% | Starts at 2.80% | Starts at 4.50% | Starts at 2.75% | Starts at 5.21% |
60 months | Starts at 2.55% | Starts at 4.13% | Starts at 2.90% | Starts at 4.70% | Starts at 2.85% | Starts at 5.37% |
72 months | Starts at 2.75% | Starts at 4.54% | Starts at 3.05% | Starts at 5.03% | Starts at 2.95% | Starts at 5.52% |
84 months | Starts at 3.20% | Starts at 5.33% | Starts at 3.30% | Starts at 5.49% | - | - |