Great Interest rate

In times of stress, you can feel comfortable with special interest rates, applying easily via SCB EASY App.

 

A large sum of money with special interest

A large sum of money with special interest to meet all your needs with the personal loan by Speedy Loan, ultra-low interest rate 12.99% per year*

Ready cash for emergency spending

Ready cash for emergency spending with Speedy Cash Card, lowest interest 18% per year, and choose to receive 0% interest for the first three billing cycles*

Deejung Transfer and Monthly Installment Plan

Boost your liquidity by converting your available credit card and Speedy Cash balance into fund transfers to your deposit account.
Enjoy shopping with your SCB credit cards and convert transaction amounts into easy monthly installments.

 

Product and service conditions

Conditions for the personal loan by Speedy Loan:

  • Interest rate table: Promotion period from 1 July 2021 – 30 September 2021  

  • APPROVED CREDIT LIMIT (BAHT) INTEREST RATE PER YEAR
    10,000- 29,999 20.99%
    30,000- 149,999 14.99%
    Less than  150,000 -299,999 13.99%
    300,000 baht or more 12.99%

    * For credit lines starting from 30,001 baht: Installments start from 720 baht/month for a 60-month period, or 240 baht for each 10,000 baht of the loan (with interest charged at a flat rate, equivalent to an effective rate of 14.99% p.a.)

    For a credit line lower than 30,000 baht: Interest is charged at a flat rate, equivalent to an effective rate of 20.99% p.a.


  • Customers eligible for this privilege must be employees of the company that receive payroll through SCB Payroll Services, as well as apply and use automatic debit service through payroll accounts and maintain the status as a company employee;
  • If the borrower ceases to be an employee of the company for any reason or the company terminates the use of SCB Payroll Services or the customer does not receive payroll through the SCB Payroll Services, it is considered that the special privileges of the borrower will be terminated. The Bank is entitled to increase the interest rate to be the highest rate for the revolving credit by Speedy Cash, as currently announced by the Bank, equal to 25 percent per annum or as announced by the Bank at that time;
  • The Bank is entitled to change, rules, conditions, terms, duration, or cancel this promotion. The notice will be given at least seven days before the operation unless there is a necessity that cannot be notified in advance. In the event of any dispute, the decision of the Bank shall be final;
  • The loan approval criteria and other conditions shall be as specified by the Bank.

 

Conditions for SPEEDY CASH Card

  • Special interest rate table: Promotion period: 1 July 2021 – 30 September 2021 

    APPROVED CREDIT LIMIT (BAHT) INTEREST RATE PER YEAR
    FIRST 3 BILLING CYCLES * 4TH BILLING CYCLES ONWARDS
    Less than 150,000 baht 0% 22%
    Over 150,000 baht 0% 18%

  • Customers eligible for this privilege must be employees of the company who receive payroll through the SCB Payroll Services, as well as apply and use automatic debit service through payroll accounts and maintain the status as a company employee;
  • Choose to receive 0% interest for the first three billing cycles, only for groups that accept money transfer services through UCT, not including service via SCB EASY application;
  • Customers will receive the 0% interest offer for the first 3 billing cycles under the following conditions:
  • • A cash withdrawal is made within one month after loan approval.

    • Interest will be 0% for the first 2 billing cycles.

    • For the 3rd billing cycles, the minimum outstanding balance must be 10,000 baht without default. Afterward, interest will be charged as usual as per the approved credit line.


  • If the borrower ceases to be an employee of the company for any reason or the company terminates the use of SCB Payroll Services or customers does not receive payroll via SCB Payroll Services, it is considered that the special privileges of the borrower will be terminated. The Bank is entitled to increase the interest rate to be of the highest interest rate for revolving credit by Speedy Cash, as currently announced by the Bank, equal to 25 percent per annum or as announced by the Bank at that time;
  • Special offers for SCB Payroll customers shall be discontinued in case of employment termination for any reason, in the event that your employer has canceled SCB Payroll, or if you no longer receive salary via SCB Payroll. In such case, SCB has the right to adjust interest to the highest rate for Speedy Loans as announced by SCB, which is currently at 25% p.a., or as per SCB announcement at a particular time
  • The Bank is entitled to change, rules, conditions, terms, duration, or cancel this promotion. The notice will be given at least seven days before the operation unless there is a necessity that cannot be notified in advance. In the event of any dispute, the decision of the Bank shall be final;
  • The loan approval criteria and other conditions shall be as specified by the Bank.

 

Balance Transfer

A personal loan catering to all your needs with special interest as low as 10.99% p.a. and installments starting from 240 baht/month**

  • Special interest rates for the promotion period from 1 July 2021 – 30 September 2021

  • APPROVED CREDIT LINE (THB) ANNUAL INTEREST RATE
    300,000 or more 10.99%
    150,000 -299,999 11.99%
    30,000- 149,000 12.99%
    10,000- 29,999 18.99%

    *For a credit line starting from 30,000 baht: Installments start from 690 baht/month for a 60-month period, or 230 baht for each 10,000 baht of the loan (with interest charged at a flat rate, equivalent to an effective rate of 12.99% p.a.)

    **For a credit line lower than 30,000 baht: Interest is charged at a flat rate, equivalent to an effective rate of 18.99% p.a.


  • Installments must be paid via direct debit only.
  • The offer is exclusively for customers who are employees receiving salaries via SCB Payroll, applying for direct debit from their SCB payroll accounts, and remaining employed.
  • Special offers for SCB Payroll customers shall be discontinued in case of employment termination for any reason, in the event that your employer has canceled SCB Payroll, or if you no longer receive salary via SCB Payroll. In such case, SCB has the right to adjust interest to the highest rate for Speedy Loans as announced by SCB, which is currently at 25% p.a., or as per SCB announcement at a particular time.
  • SCB has the right to amend conditions, terms, requirements, periods, and benefits, and may cancel this promotion with notification 7 days in advance of taking action, unless there is a need whereby such advance notification is impossible. In case of any dispute, SCB’s judgment is deemed final.
  • Loan approval requirements and other conditions are as specified by SCB.

 

 

Deejung Transfer

For credit cards

Deejung Transfer

Deejung Transfer: Boost your liquidity by converting your available credit card balance into fund transfers to your deposit account with a monthly installment plan of up to 36 months, and interest at only 0.74% per month* (flat rate) for a monthly installment plan of 4, 6, 8, or 10 months, or 16% p.a. (effective rate) for a monthly installment plan of 18, 24, or 36 months, when applying via the SCB EASY App or SCB EASY NET.

**Remarks: In the event that you wish to pay up a monthly installment plan before it is due, you need to call the SCB Call Center at 0 2777 7777 to notify us in advance. In such case, you have to pay all the outstanding cash advance balance and interest, cash advance fee at 3% of the cash advance amount, and 7% VAT of the cash advance fee.

 

Deejung Monthly Installment Plan

Deejung Monthly Installment Plan: Enjoy shopping with your SCB credit cards and convert transaction amounts starting from 2,000 baht into easy monthly installments, with interest at only 0.74% per month* (flat rate) for a monthly installment plan of 4, 6, 9, or 10 months, or 16% p.a. (effective rate) for a monthly installment plan of 18, 24, or 36 months, when applying via the SCB EASY App or SCB EASY NET.

 

For Speedy Cash Card

Deejung Monthly Installment Plan

  1. Boost your liquidity with Deejung Transfer: Cash your available Speedy Cash balance via the SCB EASY app as fund transfers to your deposit account.
  2. Interest is as low as 0.79% per month (flat rate) for the period from 1 July 2021 – 30 September 2021 (only for applying via the SCB EASY App and Deejung Monthly Installment Plan).
  3. Available monthly installment plans: 4, 6, 12, 24, and 36 months maximum.
  4. Deejung Transfer minimum amount is 10,000 baht for a monthly installment plan of 4, 6, 12, or 24 months. Monthly installment plans can be extended up to 36 months for Deejung Transfer minimum amounts of 20,000 baht or more.
  5. Fund transfers are instantly available in your deposit account once a Deejung Transfer transaction is complete.
  6. In the event that your Speedy Cash account for a Deejung Monthly Installment Plan is closed before the monthly installment plan is fully paid, you will need to pay the difference between the interest calculated based on the highest interest rate (25%) and the interest already paid. Calculation starts from the date your Speedy Cash loan was withdrawn for the monthly installment plan until the date your Speedy Cash account is closed.
  7. For more information, call the SCB Call Center at 0 2777 7777.

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