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Highlights
Protect the building and content - against fire and natural disasters
1.1 fire, lighting, smashing and/or collision of vehicles, aircraft disaster and water damage (excluding floods)
1.2 natural disasters e.g. windstorm, flood, earthquake or volcanic eruption or underwater waves or tsunami and hail
Extend protection
Extend protection against electrical appliances up to 100,000 baht
ฺฺBuilding and Robbery
Theft up to 400,000 baht from the theft , there were obvious of damage to the building and Robbery (BG. 2)
Compensation for temporary
Compensation for temporary accommodation when the home is damaged by fire and natural disasters.
Insured by The Deves Insurance Public Company Limited.
SCB is only an authorized broker.
Insurable guideline refer to Underwriting procedures of The Deves Insurance Public Company Limited.
Buyers must understand the details of coverage and conditions before deciding to insure.
Insurance Terms
- SCB customers who have a residence 500,000 Baht to 10,000,000 Baht
- No insurance in the case of a building made mainly of wooden.
- Suminsurance coverage must be from 500,000 Baht and not more than 10,000,000 Baht
- This insurance plan For the insured place is a residential home only.
- This insurance plan applies to houses and properties located in Thailand.
- Property inside the building Property such as money, gold, banknotes, prints, manuscripts, antiques, objects of art, jewelry, valuables, etc. are excluded from the policy.
Benefits and Coverage
Covers loss or damage to the building and content within the insured's residential building.
Home Insured Plus 1 - 2
- Fire, lightning, explosion, danger from smashing and/or collision of vehicles Aircraft disaster water damage (excluding floods) and only natural disasters (windstorm, flood, earthquake or volcanic eruption or underwater waves or tsunami and hail) all dangers together not exceeding 20,000 baht (per policy year)
- Extended natural disasters (wind storms, floods, earthquakes or volcanic eruptions) or underwater waves or tsunamis and hail) (including all disasters per policy year) for Home Insured Plus 1 only.
- Expenses for renting temporary accommodation (per policy year).
3.1 All concrete, not more than 1,000 baht per day, maximum not more than 50,000 baht.
3.2 Half-building, half-timbered, no more than 500 baht per day, maximum not more than 25,000 baht.
Home Insured Plus 3 - 4
- Fire, lightning, explosion, danger from smashing and/or collision of vehicles Aircraft disaster water damage (excluding floods) and only natural disasters
(windstorm, flood, earthquake or volcanic eruption or underwater waves or tsunami and hail) all dangers together not exceeding 20,000.- baht (per policy year) - Extended natural disasters (wind storms, floods, earthquakes or volcanic eruptions) or underwater waves or tsunamis and hail) (including all disasters per policy year) for Home Insured Plus 3 only.
- Expenses for renting temporary accommodation (per policy year).
3.1 All concrete, not more than 1,000 baht per day, maximum not more than 50,000.- baht.
3.2 Half-building, half-timbered, no more than 500 baht per day, maximum not more than 25,000 baht. - Protection of electrical appliances up to 100,000 baht (per policy year)
- Theft insurance that shows obvious signs of damage to the building, robbery (BG. 2) up to 400,000 baht (per policy year)
5.1 Loss or damage to property inside the building (per policy year)
5.2 Expenses for repairing the building in which the insured property is kept (per policy year)
5.3 Damage to personal property (per policy year)
Get Answers About this Product
Home Insured Plus is a home insurance plan that provides coverage for both the building and household contents. It helps reduce financial risks arising from fire, natural disasters, Temporary accommodation expenses and other unexpected events that may affect your home and belongings.
You can obtain more information and apply for Home Insured Plus at any Siam Commercial Bank (SCB) branch nationwide.
Buildings constructed entirely of wood are not eligible for insurance coverage.
The sum insured for the main coverage must be at least THB 500,000 and not exceed THB 10,000,000, subject to the product terms and conditions.
Home Insured Plus provides coverage for:
- Fire, lightning, vehicle impact, aircraft damage, and water damage (excluding flood).
- Natural disasters, including windstorms, floods, earthquakes, volcanic eruptions, tidal waves or tsunamis, and hailstorms.
- Burglary with visible signs of forcible entry, robbery, and gang robbery (subject to the selected coverage plan).
- Temporary accommodation expenses.
- Damage to electrical appliances (subject to the selected coverage plan).
The policy covers loss of or damage to both the residential building and the household contents owned by the insured within the insured property.
Flood coverage is included under the natural disaster section, together with coverage for windstorms, earthquakes, volcanic eruptions, tsunamis, and hailstorms.
This policy does not cover valuable property, including cash, banknotes, forms, original documents, antiques, works of art, jewelry, valuable ornaments, and any other property specified under the policy exclusions.
