Smiley with cash benefit 6%*

every year at the end of policy year 1-15, total 15 times

Cash benefit

at maturity 600%*

Worry free waiver of premium

if diagnosed with 1 of 3 critical illness in policy year 1 - 4

Lump sum payment

if diagnosed with 1 of 3 critical illness in policy year 5 - 16

Waste free Gets return

all the critical illness premium paid

Easy to apply

with 1 health question

Suitable for

  • Customer who is looking for all-in-one policy combined both life protection and critical illness protection
  • Insurable age: 1 day – 70 years
  • Customer who is afraid of waste premium paid if not get critical illness**, as total critical illness premium paid will be returned

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* % of Sum Assured

** 3 Critical Illnesses i.e. Invasive Cancer, Major Stoke and Acute Heart Attack (please refer the definitions specified in the policy)

  • Insured by FWD Life Insurance Public Company Limited.
  • SCB is only an authorized broker.
  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.
  • Buyers must understand the details of coverage and conditions before deciding to insure.