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- Personal Banking
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- Jad-Tem Account
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- Jad-Tem Account
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Product Detail
Easy start
Easy to handle.
| Deposit amount (baht) | Interest rate p.a. Calculated on a daily basis, stepping up by deposit amount | Average interest rate p.a.* |
| The first 100,000 THB | 0.25% | 0.25% |
| Over 100,000 – 3,000,000 THB | 1.05% | 0.25% - 1.02% |
| Over 3,000,000 THB | 0.25% | 0.25% - 1.02% |
* Average interest calculation ranges between 0.25% - 1.02% p.a., depending on deposit amounts. For example, a deposit amount of 3.10 million baht will receive an average interest rate of 1.00% p.a. (Deposit interest tax per Revenue Department regulations.)
Product Information
Document Required
Identity Verification
ID card (A foreigner using a passport and work permit), or a government official card, or a State Enterprise Employee Card
Get Answers About this Product
The SCB “Jad Tem” Deposit Account is a high-interest, tiered savings account. It is suitable for those who want to park a lump sum of money or save for the short to medium term, aiming for higher returns than a regular savings account while still being able to withdraw funds. Ideal for customers with a lump sum (e.g., 100,000 baht or more) who are waiting for investment opportunities, or those who want higher interest without locking their money in a fixed deposit account. It also suits people who don’t need frequent access to their funds and prefer to earn a higher return.
It offers up to 1.15% p.a., calculated on a tiered basis:
- First 100,000 baht: 0.25% p.a.
- Portion exceeding 100,000 up to 3,000,000 baht: 1.15% p.a.
- Portion exceeding 3,000,000 baht: 0.25% p.a.
The average interest rate depends on the customer’s deposit amount, ranging between 0.25%–1.12%.
The minimum opening deposit is only 500 baht. Each individual customer can open one account only.
Yes. You can open it online via the SCB EASY app, anytime and anywhere. No need to visit an SCB branch, it’s simple and ready to use immediately.
Debit card is not available, as this account is designed for saving and parking funds. However, customers can withdraw money free of charge up to 2 times per month, and still manage transfers, top-ups, and payments conveniently through the SCB EASY app.
