New World, New Experience

Receive a 10% discount at all department stores under the Mall Group.
Receive up to 4X M Points for every spending at all shops overseas.
You are subject to purchase protection in relation to damage, loss, and repair when you shop at the Department Stores and around the world.
Receive 0% interest for a 6-month installment payment for all products all-year-round.
Receive 3% cash back at Shell Gas Stations nationwide.
Airport limousine and airport lounge: Superior travel with special services, which provide you with convenience in all trips.

Terms and conditions

General terms and conditions:
Terms and conditions for M Point

Terms and fees


Qualifications for primary card applicants

  • Age 20 years and over - 70 years of age
  • Minimum income 300,000 baht and up / month

Qualifications for supplementary card applicant

  • Age 15 years and over, if the age is not over 20 years old, must be a father / mother supplement card only.


Supporting documents for card application

Required documents for the primary card application

In the case of a regular employee / government official / state enterprise employee:

  • Copy of ID card / copy of government official card / copy of state enterprise employee card;
  • Salary statement or current salary slip;
  • Copy of bank statement for the past 3 months (payroll);


 In the case of a business owner: 

  • Copy of ID card;
  • Copy of company registration / partnership from the Ministry of Commerce;
  • Copy of the last 6 months deposit statement (personal account)


Supporting documents for supplementary cards

  • Copy of ID card / copy of government official card / copy of state enterprise employee card;
  • Copy of the ID card of the primary card


In case of using a copy of government official card / state enterprise employee's card, a copy of the household registration must be attached.

Note: Only credit cards can apply for ATM services on credit cards to withdraw cash from savings or current accounts at all branches after the card is approved, with a service fee of 200 baht / year.


Entrance fee / annual fee, first year

  • Primary card: free
  • Supplementary card: free

Annual fee for further year 

  • Primary card: 4,000 baht / year
  • Supplementary card: 2,000 baht / year

Annual fee waiver when spending is determined by the bank.

  • Primary card: 400,000 baht / year
  • Supplementary card: 200,000 baht / year