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Total spending for point calculation in the categories defined above allowed up to 100,000 baht/customer/month.
Remark:
Supermarket/hypermarket category are the shops that have the following MCC code (as specific in VISA and Mastercard Merchant Category Code): 5300, 5310, 5331, 5411, 5422, 5451, 5499, 9751.
Gas station category are shops that have the following MCC code (as specific in VISA and Mastercard Merchant Category Code): 5541, 5542, 9752.
Supermarket in The Mall Group are Gourmet Market and Home Fresh Mart.
SCB M credit cardholder still earns M Points when using SCB M credit card for payment in foreign currencies, excluding Thai Baht, at registered oversea merchants (including online) as follows;
*Countries belonging to the EEA include Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland (including Aland Islands), France (including Guiana, Guadeloupe, Martinique, Reunion, Saint Barthelemy, and Mayotte), Germany, Greece, Hungary, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal (including Azores and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta, and Melilla), Sweden, United Kingdom (including Gibraltar), Liechtenstein and Iceland (including Svalbard and Jan Mayen).
In the case of a regular employee / government official / state enterprise employee:
In the case of a business owner:
In case of using a copy of government official card / state enterprise employee's card, a copy of the household registration must be attached.
Note: Only credit cards can apply for ATM services on credit cards to withdraw cash from savings or current accounts at all branches after the card is approved, with a service fee of 200 baht / year.