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Terms and conditions
- The cardholders who will receive the benefits must have a normal credit card status and a good payment history without payment default and have never violated regulations, requirements and/or any terms and conditions related to being the Bank’s credit cardholders until the time when they receive the benefit. The Bank has the right to suspend the benefits and/or call them back if it finds that the cardholders are unqualified or non-compliant with regulations or terms and conditions it has specified.
- The Bank has the right to change or cancel rules, terms and conditions, duration, and benefits or cancel this promotion any time without prior notice. In case of dispute, the Bank’s decision is final.
- The Bank is not associtaed with the products or services and is not liable for any damage from purchase or use of the products or services.
- Monthly special points are calculated based on transactions billed and recorded by the Bank in the credit card statement.
- The transactions which are not subject to M Point consists of spending on gas at gas stations around the world, interest, fine, fee, funds purchase, tax, registration auction, cash advance (including Dee Jung Transfer), water, electricity, unpaid SCB Dee Jung monthly payment, as well as foreign currency purchase.
- M Point is valid for 3 years from the year of service or product purchase. The Company will process points at the end of the calendar year.
- The applied terms and conditions are as specified by the Bank and the Department Stores.
- Since 1 Nov 2019, SCB has changed conditions for giving M point as the following categories:
- M point from spending at non-The Mall Group supermarkets/hypermarkets
- SCB Rewards from spending at supermarkets/hypermarkets and gas stations
Total spending for point calculation in the categories defined above allowed up to 100,000 baht/customer/month.
- Updated SCB Rewards/M Point and/or Cashback Privileges
- For registered merchants in EEA countries*, from 1 April 2020 onwards.
- For registered merchants in foreign countries other than EEA countries*, from 1 October 2020 onwards.
SCB M credit cardholder still earns M Points when using SCB M credit card for payment in foreign currencies, excluding Thai Baht, at registered oversea merchants (including online) as follows;
Remark:
Supermarket/hypermarket category are the shops that have the following MCC code (as specific in VISA and Mastercard Merchant Category Code): 5300, 5310, 5331, 5411, 5422, 5451, 5499, 9751.
Gas station category are shops that have the following MCC code (as specific in VISA and Mastercard Merchant Category Code): 5541, 5542, 9752.
Supermarket in The Mall Group are Gourmet Market and Home Fresh Mart.
*Countries belonging to the EEA include Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland (including Aland Islands), France (including Guiana, Guadeloupe, Martinique, Reunion, Saint Barthelemy, and Mayotte), Germany, Greece, Hungary, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal (including Azores and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta, and Melilla), Sweden, United Kingdom (including Gibraltar), Liechtenstein and Iceland (including Svalbard and Jan Mayen).
Terms and fees
Qualifications
Qualifications for primary card applicants
- Age 20 years and over - 70 years of age
- Minimum income 15,000 baht and up / month
Qualifications for supplementary card applicant
- Age 15 years and over, if the age is not over 20 years old, must be a father / mother supplement card only.
Supporting documents for card application
Required documents for the primary card application
In the case of a regular employee / government official / state enterprise employee:
- Copy of ID card / copy of government official card / copy of state enterprise employee card;
- Salary statement or current salary slip;
- Copy of bank statement for the past 3 months (payroll);
In the case of a business owner:
- Copy of ID card;
- Copy of company registration / partnership from the Ministry of Commerce;
- Copy of the last 6 months deposit statement (personal account)
Supporting documents for supplementary cards
- Copy of ID card / copy of government official card / copy of state enterprise employee card;
- Copy of the ID card of the primary card
In case of using a copy of government official card / state enterprise employee's card, a copy of the household registration must be attached.
Note: Only credit cards can apply for ATM services on credit cards to withdraw cash from savings or current accounts at all branches after the card is approved, with a service fee of 200 baht / year.
Fee
Annual fee for further year
- Primary card: 500 baht / year
- Supplementary card: 250 baht / year
Annual fee waiver when spending is determined by the bank.
- Primary card: 50,000 baht / year
- Supplementary card: 25,000 baht / year
