New World, New Experience

Receive a 5% discount at all department stores under the Mall Group.
Receive up to 3X M Points for every spending at all shops overseas.
Change the Department Store to rewards.
Receive 0% interest for a 6-month installment payment for all products all-year-round.
Receive 2% cash back at Shell Gas Stations nationwide.
Dee Jung: 0% interest for a 3-month installment payment under the categories: Hospital, Education, Insurance, and spending in foreign currency.

Terms and conditions

General terms and conditions:
Terms and conditions for M Point

Terms and fees


Qualifications for primary card applicants

  • Age 20 years and over - 70 years of age
  • Minimum income 15,000 baht and up / month

Qualifications for supplementary card applicant

  • Age 15 years and over, if the age is not over 20 years old, must be a father / mother supplement card only.


Supporting documents for card application

Required documents for the primary card application

In the case of a regular employee / government official / state enterprise employee:

  • Copy of ID card / copy of government official card / copy of state enterprise employee card;
  • Salary statement or current salary slip;
  • Copy of bank statement for the past 3 months (payroll);


 In the case of a business owner: 

  • Copy of ID card;
  • Copy of company registration / partnership from the Ministry of Commerce;
  • Copy of the last 6 months deposit statement (personal account)


Supporting documents for supplementary cards

  • Copy of ID card / copy of government official card / copy of state enterprise employee card;
  • Copy of the ID card of the primary card


In case of using a copy of government official card / state enterprise employee's card, a copy of the household registration must be attached.

Note: Only credit cards can apply for ATM services on credit cards to withdraw cash from savings or current accounts at all branches after the card is approved, with a service fee of 200 baht / year.


Entrance fee / annual fee, first year

  • Primary card: free
  • Supplementary card: free

Annual fee for further year 

  • Primary card: 500 baht / year
  • Supplementary card: 250 baht / year

Annual fee waiver when spending is determined by the bank.

  • Primary card: 50,000 baht / year
  • Supplementary card: 25,000 baht / year