Highlights

Easy planning,

Easy planning,

complete a long-term plan within a 5-year premium payment term

Full coverage,

Full coverage,

offering 100% life protection from the first day until age 99

Lump sum benefit,

Lump sum benefit,

100% at maturity or earlier in case of terminal illness

Additional life protection,

Additional life protection,

receive 100% death benefit in case of accidental death and increase to 200% in case of death from public accident*

Lower premiums,

Lower premiums,

 if your health is better than the standard**


% of Sum Assured


*Get an additional accidental death benefit of 100% of the sum assured, not exceeding 250 MB, with a benefit increase to 200% of the sum assured in case of death from a public accident, at a maximum of 500 MB
**The insured must pass a health check-up according to the list and criteria specified by the company

  • Insured by FWD Life Insurance Public Company Limited.

  • SCB is only an authorized broker.

  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.

  • Buyers must understand the details of coverage and conditions before deciding to apply

Qualification and Document Required for the insured Pra-Gun-Legacy Elite 99/5 Standard

  • Insurable age: 15 day – 75 years
  • Coverage term: Until age 99 years
  • Premium payment term: 5 years
  • Sum assured of base plan: 10,000,000 - 500,000,000 Baht
  • Sum assured in case of terminal illness

    - The insured aged under 60 years old, maximum sum assured not exceeding 100,000,000 Baht

    - The insured aged 60 years old and above, maximum sum assured not exceeding 50,000,000 Baht

  • Sum assured in case of accidental death

    - Maximum sum assured not exceeding 250,000,000 Baht in case of an accidental death

    - Maximum sum assured not exceeding 250,000,000 Baht in case of death from a public accident

    For both cases, the maximum sum assured amount is capped at 500,000,000 Baht

  • Premium payment mode: annually, semi-annually, quarterly and monthly
  • Underwriting: Answer health questions in the application form and health check-up may also be required according to company's underwriting criteria

Qualification and Document Required for the insured Pra-Gun-Legacy Elite 99/5 Preferred

  • Insurable age: 18 – 75 years
  • Coverage term: Until age 99 years
  • Premium payment term: 5 years
  • Sum assured of base plan: 10,000,000 - 500,000,000 Baht
  • Sum assured in case of terminal illness

    - The insured aged under 60 years old, maximum sum assured not exceeding 100,000,000 Baht

    - The insured aged 60 years old and above, maximum sum assured not exceeding 50,000,000 Baht

  • Sum assured in case of accidental death

    - Maximum sum assured not exceeding 250,000,000 Baht in case of an accidental death

    - Maximum sum assured not exceeding 250,000,000 Baht in case of death from a public accident

    For both cases, the maximum sum assured amount is capped at 500,000,000 Baht

  • Premium payment mode: annually, semi-annually, quarterly and monthly
  • Underwriting: Answer health questions in the application form and provide health check-up results according to the list specified by the company. The health check-up must meet the company's underwriting criteria

Privilege: No additional premium due to substandard health for sum assured amounts of 10 MB - 50 MB per individual insured, subject to the company's terms and conditions

● Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax

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