Contractual Deposit Account - Bonus 24-Month

The 24-Month Long-Term Deposit Account is a savings plan where customers deposit a fixed amount every month for 2 years. It offers high interest and tax exemption on interest income. It is suitable for customers who want to save for medium-term goals such as travel plans, buying a new car, or future large expenses.

The minimum monthly deposit is 500 baht, and the maximum is 25,000 baht per month. The total deposit across the 2-year program must not exceed 600,000 baht, in line with the Revenue Department’s tax exemption criteria.

No. If deposits are made according to the conditions, the interest income is exempt from the 15% withholding tax. The bank automatically transfers the interest to the customer’s linked savings account.

Customers may skip up to 2 installments and still retain the tax exemption benefit. However, missing 3 or more installments will result in the loss of the tax exemption. Continuous savings are recommended to maximize tax benefits.

You can set up a monthly direct debit from your SCB savings or current account. This ensures automatic deposits on the scheduled date, helping you stay disciplined and achieve your savings goals without missing any installments.