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This deposit shall be protected by the Deposit Protection Agency in the amount specified in the relevant laws.
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Product Detail

  • Special 7-month term deposits interest = 1.00% p.a.*
  • Special 13-month term deposits interest = 1.25% p.a.*
  • Interest is paid upon maturity.
  • Open an account from only 1,000 baht.
  • Unlimited deposit amount.
  • Accounts will be conveniently renewed into a 3-month fixed deposit upon maturity.
  • Accounts can be opened at any SCB branch.

* Interest rates effective from 6 July 2026. Interest rates and conditions are subject to change as per SCB announcements.


Product Information

Document Required

Identity Verification

ID card (A foreigner using a passport and work permit), or a government official card, or a State Enterprise Employee Card

Question about

deposit

Frequently asked questions

Frequently asked questions

What are the 7-Month and 13-Month Special Fixed Deposit Accounts, and who are they suitable for?

The 7-Month and 13-Month Special Fixed Deposit Accounts are term deposit products that offer a clearly specified deposit term and special interest rate for the entire deposit period. They are suitable for individuals who have savings and prefer to avoid market volatility, as well as those seeking to plan their finances with a guaranteed return.

What is the minimum deposit for opening a Special Fixed Deposit Account? 

The minimum deposit for opening a Special Fixed Deposit Account is only THB 1,000, subject to the Bank’s terms and conditions.

Who is eligible to open a Special Fixed Deposit Account, and how many deposits can be made?

The Special Fixed Deposit Account is available exclusively to individual customers. Customers may place more than one deposit, provided that each deposit is made within the period specified by the Bank and complies with the applicable deposit amount requirements.

How is interest on a Special Fixed Deposit Account calculated and paid?

Interest is calculated separately for each deposit based on the special fixed deposit interest rate announced on the deposit date. Interest is paid upon maturity of the deposit term, net after withholding tax (if applicable).

Will I receive interest if I withdraw my funds before maturity?

In the event of an early withdrawal before the maturity date of the Special Fixed Deposit Account, interest will be paid according to the following conditions:

• If the deposit period is less than 3 months, no interest will be paid.
• If the deposit period is 3 months or longer but has not reached maturity, interest will be paid at the savings deposit rate applicable to the actual deposit period.


What to do when my Special Fixed Deposit Account reaches maturity?

Upon maturity, customers may withdraw both the principal and accrued interest or close the account on the following day. If the funds are not withdrawn, the remaining balance will be automatically renewed as a 3-month fixed deposit at the interest rate announced by the Bank at that time.

Where can I open a Special Fixed Deposit Account, and what documents are required?

Customers may open a Special Fixed Deposit Account at any SCB branch by presenting a national identification card or other identification documents as required by the Bank.

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