ABACUS digital Unveils the Success Behind ‘MoneyThunder’ with AI Loan Approval in as Fast as 2 Minutes at the Bangkok Digital Finance Conference 2025

Bangkok, September 29, 2025 – ABACUS digital Co., Ltd., the developer of the online lending application MoneyThunder, joined the Bangkok Digital Finance Conference 2025, hosted by the Bank of Thailand (BOT) in collaboration with the Global Finance & Technology Network (GFTN). In the panel discussion “Turning Digital Footprint into Financial Opportunity,” the company showcased how the technology behind MoneyThunder has expanded access to legal lending services in Thailand. The session also explored the role of AI and alternative data in promoting financial inclusion.

During the discussion, Dr. Sarun Ahuja, Chief Data Scientist at ABACUS digital, highlighted a major challenge faced by many Thais, such as small business owners and freelancers. These groups often have difficulty accessing formal loans because traditional banks often view them as high-risk due to their irregular incomes and lack of credit history, leaving them to rely on informal and predatory lending sources.

With a vision to create an equal equitable financial system, ABACUS digital developed AI-driven technology to address the informal debt issue. By intelligently leveraging “alternative data,” the system enables accurate loan approvals for customers with no formal credit history while maintaining efficient cost control.

The results, reflected in the Money Thunder application, clearly demonstrate the potential of this technology. Borrowers can get loan approvals in as little as two minutes. Currently, Money Thunder has helped over 30% of borrowers who were previously rejected by banks, and 50% of its customers report an increase in income after receiving a loan. At the same time, the company has maintained a non-performing loan (NPL) rate that is two times lower than the market average.

The panel also featured financial experts from leading organizations including Ascend Money, GrabFin Thailand, and Nucleus Software Exports Limited. All speakers emphasized the importance of securely and fully utilizing data. ABACUS digital is proud to be part of the “Your Data” project led by the Bank of Thailand, which allows individuals to securely share their personal data digitally, gain access to more tailored financial services, and strengthen their financial literacy. This initiative represents a significant step toward driving inclusive digital financial access for all.

About ABACUS digital Co., Ltd.

ABACUS digital Co., Ltd. is a Thai fintech company that uses technology to create accessible and fair financial opportunities. It provides loans through its MoneyThunder application, which has over 20 million downloads and more than 4 million users, helping those who are underserved by the formal banking system to access legal, safe, and fast funding.

Customer data shows that over one-third of MoneyThunder users have previously had informal debt, and more than 30% have been rejected for loans by financial institutions. Meanwhile, over 50% of users have reported an increase in income after receiving funding, reflecting the company’s role in creating a positive and sustainable impact on Thai society.

Find more details about the company at https://www.abacusdigital.com/ and the MoneyThunder application at https://www.money-thunder.com/.