• Personal Banking
  • Corporate Banking
  • For Shareholders
  • About Us
  • SCB Global Network
    • Cambodia
    • China
    • Myanmar
    • Vietnam
SCB SCB
  • Our Products
    • Loans Loans
    • Cards Cards
    • Deposits Deposits
    • Insurance Insurance
    • Investments Investments
    • Payment Payment
    • Digital Banking Digital Banking
    • Other Services Other Services
    All Loans

    I WANT

    • Home Loans
    • Car Loans
    • Personal Loans
    • Business Loans

    RELATES LINKS

    • Rates & Fees
    • Title deed redemption service
    • Track Loan Application Status
    All Cards

    I WANT

    • Debit Cards
    • Credit Card
    • Prepaid Card

    RELATED LINKS

    • Track Credit Card Application Status

    All Deposits

    I WANT

    • Savings Account
    • Current Accounts
    • Fixed Deposit Accounts
    • Long Term Deposit Account
    • SCB Payroll Solution

    RELATES LINKS

    • Rates & Fees
    • Terms and Conditions
    • Product Sales Sheet
    All Insurance

    I WANT

    • Accident Insurance
    • Savings Insurance
    • Health Insurance
    • Others Insurance

    RELATES LINKS

    • Online Claim Service
    All Investments

    I WANT

    • Mutual Funds
    • Debentures
    • Bonds
    • EASY-D
    • Equity

    RELATES LINKS

    • Investment Glossary
    • Terms and Conditions
    All Payment Services

    SERVICES

    • Payment
    • Direct Debit
    • Top Up

    RELATES LINKS

    • Rates & Fees
    All Digital Banking Services

    SERVICES

    • SCB EASY App
    • SCB Connect
    • SCB PromptPay
    All Other Services

    SERVICES

    • Business Solution
    • Domestic Fund Transfer
    • Other Services International Remittance Service via SWIFT
    • Other Services Foreign Exchange
    • Tele-consultation with specialist Doctors
  • Stories & Tips
  • FAQ
  • ไทย
  • EN
Login
  • SCB Easy App SCB Easy App
  • InnovestX online InnovestX online

Personal Banking ไทย

Personal Banking
    • Cards
    • Loans
    • Cards
    • Deposits
    • Insurance
    • Investments
    • Payment
    • Digital Banking
    • Other Services
  • Stories & Tips
  • FAQ

Corporate Banking ไทย

Corporate Banking
    • Credit Facilities
    • Investment Banking
    • Capital Markets
    • Cash Management
    • Financial Markets
    • Corporate Trust
    • Digital Banking
    • Trade Finance
  • International Network
  • Why SCB

Personal Banking

Corporate Banking

For Shareholders

For Shareholders ไทย

  • For Shareholders
  • Financial Information
  • Stock Information
  • The Interim Dividend Payment
  • Shareholders FAQ

About Us

About Us ไทย

  • About Us
  • Board of Director
  • Senior Executive Officers
  • CSR
  • Awards and Ranking
  • Sustainability
  • News
  • Corporate Governance
  • SCBX Group
  • Sustainability
  • Vulnerability Exposure Policy

SCB Global Network

SCB Global Network ไทย

  • Cambodia
  • China
  • Myanmar
  • Vietnam

Personal Banking ไทย

All Cards

I WANT

  • Debit Cards
  • Credit Card
  • Prepaid Card

RELATED LINKS

  • Track Credit Card Application Status

All Loans

I WANT

  • Home Loans
  • Car Loans
  • Personal Loans
  • Business Loans

RELATES LINKS

  • Rates & Fees
  • Title deed redemption service
  • Track Loan Application Status
All Cards

I WANT

  • Debit Cards
  • Credit Card
  • Prepaid Card

RELATED LINKS

  • Track Credit Card Application Status

All Deposits

I WANT

  • Savings Account
  • Current Accounts
  • Fixed Deposit Accounts
  • Long Term Deposit Account
  • SCB Payroll Solution

RELATES LINKS

  • Rates & Fees
  • Terms and Conditions
  • Product Sales Sheet
All Insurance

I WANT

  • Accident Insurance
  • Savings Insurance
  • Health Insurance
  • Others Insurance

RELATES LINKS

  • Online Claim Service
All Investments

I WANT

  • Mutual Funds
  • Debentures
  • Bonds
  • EASY-D
  • Equity

RELATES LINKS

  • Investment Glossary
  • Terms and Conditions
All Payment Services

SERVICES

  • Payment
  • Direct Debit
  • Top Up

RELATES LINKS

  • Rates & Fees
All Digital Banking Services

SERVICES

  • SCB EASY App
  • SCB Connect
  • SCB PromptPay
All Other Services

SERVICES

  • Business Solution
  • Domestic Fund Transfer
  • Other Services International Remittance Service via SWIFT
  • Other Services Foreign Exchange
  • Tele-consultation with specialist Doctors

Corporate Banking ไทย

All Credit Facilities

Services

  • Overdraft
  • Promissory Note
  • Clean Bill Discount
  • Long Term Loan
  • Letter of Guarantee
  • Standby Letter of Credit
  • Acceptance Aval

Related Links

  • Rates & Fees
  • Foreign Exchange Rate

All Investment Banking

Services

  • Financial Advisory
  • Merger Acquisition

Related Links

  • Rates & Fees
  • Foreign Exchange Rate

All Capital Markets

Services

  • Fixed Income Instrument and Underwriting Service
  • Structured Finance
  • Project Finance

Related Links

  • Rates & Fees
  • Foreign Exchange Rate

All Cash Management

Services

  • Business Collection
  • Business Payment
  • Account Management
  • Business e-Channel

Related Links

  • SCB Business Anywhere
  • SCB Business Net
  • Foreign Exchange Rate

All Financial Markets

Services

  • Foreign Exchange Rate Risk Management
  • Interest Rate Risk Management
  • Investment Solutions

Related Links

  • Rates & Fees
  • Foreign Exchange Rate

All Corporate Trust

Services

  • Custodian
  • Mutual Fund Supervisor
  • Registrar
  • Escrow Agent
  • Security Agent
  • Debenture's Holder Representativ
  • SCB Custodian Net

Related Links

  • SCB Custodian Net
  • Rates & Fees
  • Foreign Exchange Rate

All Digital Banking

Services

  • SCB Business Anywhere
  • SCB Business Net
  • SCB Trade Net
  • SCB Custodian Net
  • SCB FX Online
  • SCB Business Promtpay
  • SCB Digital LG

Related Links

  • Rates & Fees
  • Foreign Exchange Rate

All Trade Finance

Services

  • Import
  • Export
  • Additional Trade Services
  • SCB Trade Club

Related Links

  • SCB Trade Net
  • SCB Business Anywhere
  • SCB Cross Border Payment Tracking
  • Rates & Fees
  • Foreign Exchange Rate

SCB

KEYWORD SUGGESTIONS

  • Loan
  • Credit Card
  • Insurance
  • Investment

Recent searches

  • All()

ผลการค้นหา "{{keyword}}" ไม่ปรากฎแต่อย่างใด

empty

  • empty

Use and Management of Cookies

We use cookies and other similar technologies on our website to enhance your browsing experience. For more information, please visit  our Cookies Notice.

Accept
  • Personal Banking
  • Stories & Tips
  • Grow Your Wealth
  • Where the World’s Wealthiest Invest On?
  • Personal Banking
  • ...
  • Where the World’s Wealthiest Invest On?

STORIES & TIPS

Where the World’s Wealthiest Invest On?

share Share
Where the World’s Wealthiest Invest On?

12-07-2018

Article by: Nipapan Poonsatiansup, CFP ® Dependent Financial Planner

 

Wealthy people comes with affluent and let’s look how World Wealth Report turned out in the year 2016.



At the end of the year 2015, the number of global high net worth has increased to 15.4 million, increasing by 5.1% from 2014. High net worth is the term used for an individual with investible assets of more than 1 million USD (approx. 35 million THB). By regional distribution, the statistic indicated – for the first time, a higher number of HNWIs in Asia Pacific than in North America or 5.1 and 4.8 million people, respectively.

* HNWI = High Net Worth Individual

 

The total wealth from this segment is at 58.7 trillion USD, almost 5% increases from 2014. The growth rate of total wealth is relatively low comparing to the previous years. One of the reasons was low global interest rates and lowered rate of return from stock markets comparing to the previous years. 

* The graph figures are in US$ Trillions

 

The investment allocation in 2016 consist of:

 

Equities
                                                                      

24.8%

Cash/Cash Equivalents and Capital Market Investment 
            

23.5%

Fixed Income (Bonds) 
                                       

18.0%

Real Estate
                                                      

17.9%

And Alternative Investments 
                                              

15.7%

 

Comparing to 2015, HNWIs has reduced cash/cash equivalent and equities investment and shifted to real estate segment, debts securities and alternative assets to diversify their investment portfolio in volatile market i.e., derivatives, foreign currencies, gold and private equities.    

In term of investment channels, 38.3% of global HNWIs invested on individual stocks, 31% on mutual funds, 18.2% on the secondary market or ETF* and on other channels by 14%, respectively.  We can observe how HNWIs still prefer investment on mutual funds. Mutual fund is an efficient and optimum investment choice for investors because it required low investment funds. Investors could rearrange their investment portfolio and diversify investment to other alternative assets more at ease.


*ETF is an abbreviation of Exchange Trade Fund or open-fund registered in the security exchange market. It is a marketable security and trades like common stocks which required smaller investment funds, low transaction costs and managed by Asset Management companies. ETF tracks yields and returns of its native index (Passive Fund) and it allows a combination of diversified portfolio i.e., domestic equities (i.e., TDEX investing in stocks composition of SET50 indexes), foreign equities and gold.


Once we know how wealthy people invests, use them as guidelines for investment portfolio management of your own. Do not forget to diversify your investment by asset allocation, a key successful factor for long-term investment.

 

shareShare

Related Stories

  • Let your money work for you
  • Plan carefully for condo investment
  • How to build a successful start up business

Other stories you may be interested in

  • Tips for You

    How to pick the right travel insurance for your peace of mind abroad?

  • Life Style

    Let’s see how Thai people shop with credit card

  • Protect My Family

    Planning Your Child’s Future with Education

SCB EASY App
SCB EASY App
LINE OA SCB Connect
LINE OA SCB Connect
SCB Call Center
SCB Call Center

SCB CALL CENTER

0 2777 7777

OUR PRODUCTS

  • Loans
  • Cards
  • Deposits
  • Insurance
  • Investment
  • Payment
  • Digital Banking
  • Other Services

ABOUT US

  • About SCB
  • Corporate Governance
  • Sustainability
  • CSR
  • News
  • Careers at SCB
  • SCBX Group

USEFUL LINKS

  • Stories & Tips
  • Economic Intelligence Center

SCB CALL CENTER

0 2777 7777

INTERNATIONAL NETWORK

  • Beijing (China)
  • Shanghai (China)
  • Hong Kong (China)
  • Singapore
  • Vietnam
  • Cambodia
  • Myanmar
  • Laos

SCBX GROUP

  • SCB X PCL.
  • SCB Asset Management Co., Ltd.
  • InnovestX Securities Co., Ltd.
  • SCB Protect Co., Ltd.
  • Abacus Digital Co. Ltd.
  • SCB-Julius Baer Securities Co., Ltd.
  • SCB 10X Co., Ltd.
  • MONIX Co., Ltd.
  • CardX Co., Ltd.
  • SCB Data X Co., Ltd.
  • AUTOX Co., Ltd.
  • SCB Tech X Co., Ltd.

SUPPORT

  • Contact Us
  • FAQs
  • Terms of Use
  • Privacy Notice
  • Security Tips
  • Anti-Corruption and Bribery Policy
  • Vulnerability Exposure Policy

© Copyright 2025 The Siam Commercial Bank Public Company Limited. All rights reserved.

SCB

KEYWORD SUGGESTIONS

  • Loan
  • Credit Card
  • Insurance
  • Investment

Recent searches

  • All()

ผลการค้นหา "{{keyword}}" ไม่ปรากฎแต่อย่างใด

empty

  • empty
You are exiting the Bank's website and entering

xxxx


which is the third’s party website or application.

 

We suggest you to review privacy notice and product terms and
conditions on such website or application before executing any transactions.

Cancle Confirm

xxxx