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Cybersecurity Trends

Staying Ahead of AI Threats: Deepfake

17 February 2026
  Staying Ahead of AI Threats: Deepfake 

Deepfake Impersonation: Building False Credibility

Cybercriminals are increasingly using AI-powered deepfake technology to impersonate voices and identities, making scams more specific, convincing, and urgent, and pressuring victims to transfer money or disclose sensitive information more quickly.

Voice Cloning

Scammers mimic voices of real individuals for fraudulent phone calls or voice-message scams

Scam Patterns

Scam Pattern A: Impersonating Relatives or Friends to call and request money

  Forced Transfer 

using a voice that closely mimics the real person and pressure victims into immediate fund transfers.


How to Protect Yourself
  • Hang up immediately. Do not transfer any money, no matter how convincing the voice may sound.
  • Verify by calling the person directly using the phone number you already have saved.
  • Ask identity verification questions. If the caller cannot answer clearly, hang up immediately.

Scam Pattern B: Impersonating Bank Officers or Legal Authorities claiming that “your account is at risk” or “identity verification is required.”

  OTP Request / Malicious Link / Urgent Transfer

They then request OTPs, ask victims to install apps, click suspicious links, or transfer money for investigation.


How to Protect Yourself
  • Hang up immediately. Do not argue, explain, or follow any instructions.
  • If you cannot access the banking application or are told you need “additional identity verification,” contact the bank directly to proceed safely.
  • If you suspect account issues or officer impersonation, reach out to SCB only through official channels: Call Center 02 777 7777 or email security@scb.co.th.

Important Note:
SCB will never ask or call customers to download additional applications, provide OTPs, or transfer money for investigation under any circumstances.


Photo / Video Altering

Fake “images/ videos” are used to impersonate individuals, such as video calls falsely claiming to be government officials or bank officers.

Scam Pattern C: Fake Video Calls Impersonating Government Officials

  Video Call 

tricking victims into transferring money or revealing sensitive information


How to Protect Yourself
  • End the conversation immediately  if asked for financial transactions or personal data. Do not share your screen, disclose personal information, transfer money, or provide OTPs during a video call.
  • Watch for irregularities in the video call,  such as mismatched facial movements, unnatural lighting or shadows, poor resolution, or overlay effects.
  • Genuine government officials will never directly call citizens to request money transfers for investigation or to “prove innocence.”
  • Do not trust immediately.  If someone claims to be from a government official, verify through official channels only.

Anatomy of an AI Powered Attack  

1
Create a convincing message to lure the victim
2
Send the message to targeted groups
3
Call the victim using AI generated fake voices or identities to pressure.
4
Obtain OTPs, account access, or device control
5
Take over accounts or systems
6
Steal money or extort victims

Easy Reminder: If you are pressured to transfer money, provide OTPs, click links, install apps, or share your screen, consider it high risk. Hang up, verify, and contact official channels immediately.

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