Highlights

Get cancer coverage NOW, enjoy cash benefits till age 90

Pay premiums for 9 years

Pay premiums for 9 years

and stay protected until age 90

Guaranteed annual cash benefit of 10%

Guaranteed annual cash benefit of 10%

 at the end of policy years 1 - 10, 12% at the end of policy years 11 - 14, 14% at the end of policy year 15 until age 89, and a maturity benefit of 900%

No medical check-up required

No medical check-up required

—just answer one simple health question

Provide a special payor benefit

Provide a special payor benefit

for insured persons up to age 20 

Offering invasive cancer benefits with no additional premium when the underwriting criteria are met

Offering invasive cancer benefits with no additional premium when the underwriting criteria are met

Invasive Cancer Benefits:

  • If diagnosed in policy years 1–3, receive 10% payout
  • If diagnosed from policy year 4 onward, receive double annual cash benefit for up to 10 years
  • If no invasive cancer claim is made throughout the policy term, receive a special bonus of 100%


 

  • Insured by FWD Life Insurance Public Company Limited.

  • SCB is only an authorized broker.

  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.

  • Buyers must understand the details of coverage and conditions before deciding to apply.

  • The declaration of health is one of factors to consider the insurance or the payment according to the contract.

% of Sum Assured

If the insured has a history of cancer, the company will approve only base plan.

Invasive cancer benefits are offered only to insured persons with no cancer history and meet the health question requirements.

Qualification and Document Required

For the insured

  • Insurable age: 1 day – 65 years
  • Coverage Term : Until age 90 years
  • Premium payment term : 9 years
  • Minimum sum assured : 50,000 Baht
  • Maximum sum assured : 5,000,000 Baht, subject to the Company's terms and conditions in calculating total maximum sum assured
  • Premium payment mode: Annually, Semi-annually, Quarterly and Monthly
  • Underwriting : no medical check up just answer one short health question

For the payor benefit

  • Insurable age: 1 day – 20 years
  • Payor age: 20 – 65 years
  • Payor benefit - Payor must answer health-related questions as outlined in the Payor Declaration Form, upon purchase of the Payor Benefit rider (the declaration form is included as part of the application package.)
  • Maximum coverage per payor: The maximum coverage amount must not exceed the sum assured of 1,000,000 Baht per person under the main policy. This includes coverage under the additional riders RPB6 and RPB7.

'Special, payor benefit for the insured is not over 20 years old*

The premiums of Pra-Gun Saving to Ninety 90/9 (base plan) that are the payor's responsibility will be waived once the payor passes away or becomes total and permanent disability refer the definitions and conditions specified in the policy. However, the policy benefits will remain unchanged.

*Special payor benefit is for the policies where the insured aged 1 day – 20 years and the payor must meet the underwriting conditions

  • Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax


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