⁽¹⁾ PR - Participation Rate is 265% of total premiumห paid for Multi Asset Elite (Index Linked) with a sum assured of 1 MB and above

⁽²⁾ This product linked to the performance of the Canopy 11.5% Volatility with 3% Decrement Index, without directly invest in the index

* The Canopy 11.5% Volatility with 3% Decrement Index allocates across diversified global asset classes, with the ability to rebalance the portfolio according to economic conditions, targeting volatility control at 11.5% and applying a 3% annual index decrement; as a result, returns may differ from those of a direct investment in the underlying assets.

- Goldman Sachs does not manufacture, endorse, sell, guarantee, underwrite, distribute, or promote this product.

- FWD Life Insurance through regular reviews, may without obtaining the consent of the policyholder, replace or modify the constituents of the Index or replace the Index. Such replacements or changes will be executed by FWD Life Insurance with full consideration of the interests of the policyholders. Policyholders should note the possibility of such replacements or changes in light of the constantly changing nature of financial markets and investment opportunities.

Remark:

• % of Sum Assured
• Pra-Gun-Multi Asset 14/6 (Index Linked) is a life insurance with non-guaranteed benefits linked to the performance of the Canopy 11.5% Volatility with 3% Decrement Index, without directly invest in the index. Non-guaranteed benefits are based on the investment return linked to the reference index. The company does not guarantee the payment of such benefits.

• Insurable age: 1 day – 70 years
• Coverage term: 14 years
• Premium payment term: 6 years
• Sum assured : 1 MB – 50 MB
• Premium payment mode: annually