Highlights

A life insurance plan with guaranteed cash benefits, coverage for accidental medical expenses, and a payor benefit

Quick planning

Quick planning

Quick planning with 8-year premium payment term, secure lifelong coverage up to age 80

Enjoy annual cash benefit

Enjoy annual cash benefit

Enjoy annual cash benefit of 8% at the end of policy year 9 until age 79, and a maturity benefit of 800%

Accidental medical expense benefit

Accidental medical expense benefit

Accidental medical expense benefit of 100% throughout the premium payment term

Waiver of the last year premium,

Waiver of the last year premium,

subject to continuous premium payments in accordance with the company’s conditions

Provides a payor benefit

Provides a payor benefit

Provides a payor benefit for insured persons up to age 20

Easy to apply

Easy to apply

Easy to apply, no medical check up and no health questions required



 

  • Insured by FWD Life Insurance Public Company Limited.

  • SCB is only an authorized broker.

  • Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.

  • Buyers must understand the details of coverage and conditions before deciding to apply.


% of Sum Assured


Qualification and Document Required


For the insured

  • Insurable age: 1 day – 65 years
  • Coverage Term : Until age 80 years
  • Premium payment term : 8 years
  • Minimum sum assured : 50,000 Baht
  • Maximum sum assured : 50,000,000 Baht, subject to the Company's terms and conditions in calculating total maximum sum assured
  • Premium payment mode: Annually, Semi-annually, Quarterly and Monthly
  • Underwriting : no health check up and no health questions


For the insured

  • Insurable age: 1 day – 65 years
  • Coverage Term : Until age 80 years
  • Premium payment term : 8 years
  • Minimum sum assured : 50,000 Baht
  • Maximum sum assured : 50,000,000 Baht, subject to the Company's terms and conditions in calculating total maximum sum assured
  • Premium payment mode: Annually, Semi-annually, Quarterly and Monthly
  • Underwriting : no health check up and no health questions


Special, payor benefit for the insured is not over 20 years old*

The premiums of Pra-Gun-80/8 Double Plus (base plan) that are the payor's responsibility will be waived once the payor passes away or becomes total and permanent disability refer the definitions and conditions specified in the policy. However, the policy benefits will remain unchanged.


*Special payor benefit is for the policies where the insured aged 1 day – 20 years and the payor must meet the underwriting conditions


  • Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax


Benefit and Protection

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