Highlights

A whole life insurance plan with receiving annual cash benefit in every year

Short payment term

Short payment term

Short payment term with a choice of a single premium or a 2-year pay, with coverage up to age 120

Receive annual cash back

Receive annual cash back

Receive annual cash back from the end of policy year 1 - age 119 plus a lump-sum benefit at maturity

Available to applicants up to age 90*

Available to applicants up to age 90*

Available to applicants up to age 90*, subject to underwriting approval.

Easy to apply

Easy to apply

Easy to apply, no medical check up and no health questions required


% of Sum Assured

*For issue ages 81-90, subject to case-by-case underwriting consideration and annual cash benefits will differ

Exclusive Privileges Reserved for Private Banking



● Insured by FWD Life Insurance Public Company Limited.

● SCB is only an authorized broker.

● Insurable guideline refer to Underwriting procedures of FWD Life Insurance Public Company Limited.

● Buyers must understand the details of coverage and conditions before deciding to apply

● FWD Life Insurance Public Company Limited is not a tax, legal, or estate planning expert. Buyer should seek additional information and obtain advice from qualified professionals before making any decisions.

● Tax benefits and laws relating to estate planning or inheritance may be subject to change in the future, in accordance with the laws and regulations of the relevant authorities at that time.



Qualification and Document Required

  • Insurable age: 60 - 80 years*
  • Coverage term : Until age 120 years
  • Premium payment term : Single premium or 2-year payment, depending on the selected plan
  • Minimum sum assured : 20 MB
  • Premium payment mode: Single premium or annual only for the 2-year premium payment term
  • Life insurance premium and Health insurance premium (if any) can be tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax


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