• Highlights
  • Insurance Terms
  • Benefits and Coverage
  • FAQs
  • Contact Us

Highlights

Employee Care Insurance provides coverage and protection for your employees. You can choose coverage options ranging from accident-only plans to plans that include medical expenses for accidents or illnesses, tailored to the risk level of employees in each business

Provide employee benefits

Provide employee benefits

Provide employee benefits with the Employee Insured product

  • Diverse Options
  • Complete Peace of Mind
  • Convenient and Simple

 

 

  • Insured by The Deves Insurance Public Company Limited.

  • SCB is only an authorized broker.

  • Insurable guideline refer to Underwriting procedures of The Deves Insurance Public Company Limited.

  • Buyers must understand the details of coverage and conditions before deciding to insure.

Insurance Terms

  1. Organizations or entities registered as small and medium-sized legal entities with a total of 10–50 full-time employees. For organizations with 51 or more full-time employees, the Company reserves the right to consider applications on a case-by-case basis.
  2. The organization or entity must have its business premises in Thailand, and employees must work full-time within Thailand.
  3. Coverage applies to full-time employees aged 15–65 years who are actively working on the effective date of the policy.
  4. For Plans A and B, employees must be in good health, free from any physical disabilities, mental disorders, or chronic illnesses. For Plans C and D, employees must be in good health, free from any physical disabilities, mental disorders, chronic illnesses, or any critical diseases.
  5. Applicants must be natural persons of Thai nationality residing in Thailand or foreign nationals legally residing in Thailand with a valid Work Permit and/or Passport.
  6. Occupations not covered include: police officers, military personnel, security guards, aircraft crew, miners, fishermen, offshore workers, high-rise window cleaners, operators of high-risk machinery, stunt performers, construction workers, motorcycle taxi drivers, detectives, columnists, field reporters, lawyers, legal consultants, legal officers, prosecutors, judges, national and local politicians, caddies, stone-crushing factory workers, professional athletes, offshore workers, firefighters, and couriers.
  7. The Company reserves the right to provide coverage under one policy per insured individual only (verified by National ID number / Passport number / Work Permit number).
  8. All employees within the organization or entity must enroll in the group accident insurance plan. The Company reserves the right to approve coverage based on its underwriting criteria and will notify the decision afterward.
  9. General terms, conditions, exclusions, coverage agreements, and policy endorsements shall follow the Deves Group PA Group Accident Insurance Policy approved by the Office of Insurance Commission (OIC).

Benefits and Coverage

Benefits and Coverage

Providing protection for employees in your organization or company against unexpected risks.


Coverage Plan :

  1. 1. Basic Protection 
    (Accident Insurance only)
  2. Plus Protection
    (Accident Insurance + Medical Expenses from Accident)
  3. Comprehensive Prortection
    (In-Patient Department (IPD) + Accident Insurance)
  4. Full Coverage Protection
    (In-Patient Department (IPD) + Out-Patient Department (OPD) + Accident Insurance)

Benefits and Coverage

Get Answers About this Product

FAQs about Insurance

What is Employees Insured?

Employees Insured is a group personal accident insurance plan designed for employees, helping to cover expenses and financial losses resulting from accidents while providing financial security and reducing the burden on employees and their families.

How many coverage plans are available under Employees Insured?

Employees Insured offers 4 coverage plans.

What is the eligible age range for Employees Insured?

Employees Insured is available for full-time employees aged 15 to 65 years.

What is the maximum number of employees that can be covered under Employees Insured?

Employees Insured can cover up to 50 employees under a group policy.

What does Employees Insured cover?

Employees Insured covers an accidental death, loss of limbs, loss of sight, permanent disability due to an accident, accident-related medical expenses, inpatient medical expenses due to illness, and outpatient medical expenses due to illness, depending on the selected coverage plan.

Employees Insured cover accidents that occur both during and outside working hours?

Employees Insured provides 24-hour worldwide coverage, subject to the terms, conditions, and exclusions of the selected policy plan.

Which hospitals can insured employees use for treatment under Employees Insured?

Employees may receive treatment at network hospitals without having to make an advance payment, subject to the policy terms and conditions.

What documents are required for hospital admission under Employees Insured?

Insured employees only need to present a National ID Card, Passport, or Work Permit when receiving treatment at a network hospital.

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