Insurance terms

Eligibility

• Applicants must be 6 months to 80 years of age (inclusive) as of the Policy Effective Date.
• Applicants must be in good health and free from illnesses or disabilities that may affect their travel.
• The journey must originate from and end in Thailand.
• The policy must be purchased at least 3 hours before departure and no more than 90 days prior to the travel date.
• Coverage is available for leisure or business travel only and does not cover travel for medical treatment, employment, or hazardous activities.
• Limited to one policy per trip.
• Travelers must comply with all applicable laws, regulations, and travel requirements of the destination country and airline.
• Please check the list of excluded countries before purchasing the policy.
• Single Trip Plan: Coverage is provided for up to 90 consecutive days per trip. 
• Annual Multi-Trip Plan: Unlimited trips per year with coverage of up to 180 days per trip.

General Terms and Key Exclusions

• Coverage begins 3 hours before departure from Thailand and continues until the insured returns to Thailand or the policy expires, whichever occurs first.
• Pre-existing medical conditions are not covered.
• Losses arising from travel undertaken against medical advice or in violation of the policy terms and conditions are not covered.
• Travel to countries or territories excluded under the policy is not covered. Please review the list of excluded destinations before purchasing.

Note : Please refer to the policy wording for full terms, conditions, exclusions, and coverage details.p>