1. Types of vehicle that can be insured:
   • Private passenger car with up to 5 seats (sedan)
   • Private truck with gross weight of up to 4 tonnes (pickup)
2. Age of vehicle  – The vehicles aged up to 15 years old Except Sum Insured 100,000 no limit year.
3. Covers for land vehicles accident only

Exceptions  This policy does not cover:

• any vehicle that is used for purposes other than private use, e.g. taxicab/carrier, car for hire/rent, common carrier or vehicle modified for transport purposes, racing car, test-drive or demo car, supercar, hi-riser and vehicle in the name of a juristic person, etc. 
• overturned vehicle accidents where no other party is involved; accidents arising while vehicle being used as public carrier;  and accidents arising from collision with anything other than a road vehicle, e.g.  houses, electricity poles, kerbs, tree branches or other living things such as people, dogs, elephants,horses, cattle, etc.