Facing an emergency?
Need a big amount of cash?
No worries, it’s not a big deal.
UP loan
Readily available for transfer to your account
Handle a big issue with a big loan.
Apply for a loan via the
app without letting anyone know.
Instalments start at 2,700 baht/month* for up to 72 months.
Apply for a loan via the SCB EASY app 24/7 without talking to a bank officer.
Get a big loan amount of up to 5 million baht.*
Get a quick approval result within 24 hours.
Want to apply but you don’t have an SCB savings account or the SCB EASY app? See your options!
Need more cash?
You can apply for an extra loan amount equivalent to the instalment amount you have paid back.
An approved credit line is up to 5 times of your income (including the existing UP loan credit line).
Instalments start at 490 baht/month*
Choose an instalment period of up to 24 months.
Get a quick approval result within 24 hours.
For existing UP loan clients who have made loan repayments for at least 6 months and a minimum principal payment amount of 10,000 baht.
More details
Who can apply for 
?
How to apply for an
Make sure that you’ve got the latest version of the SCB EASY app and follow these instructions
1) Select the “Apply for loans and credit cards” menu.
2) Select “UP loan.”
3) Read the details about UP Loan. Tap “Apply now.”
4) Enter your information.
5) Select the credit line you want.
6) Select an SCB savings account to be tied with the loan account and payment option.
7) Enter your occupation information. Follow the instructions.
8) Consent to checking your information with the National Credit Bureau.
9) Review your information. Tap “Submit the loan application.”
10) Your loan application is successfully registered.
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How to make an repayment
1) Go to “My Accounts.”
2) Select UP loan accounts.
3) Select UP loan card and tap “Pay.”
4) Select to make a full repayment, a minimum repayment, or specify a repayment amount.
5) Check the details and tap “Confirm.”
6) A “Successful Transaction” screen.
7) A “Payment Slip” screen.
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FAQs
How long is the loan approval process?
You can get a quick approval result within 24 hours.
How to get money after loan approval?
A loan amount will be transferred to the SCB account as per your instructions.
I need a top-up. What do I have to do?
If you wish to increase or decrease your credit line, please visit an SCB branch and fill out a request form to change your credit line. For a request for credit line increase, please submit the following documents together with a request form:
Employees/Government Officers
- A copy of your ID card or a copy of your Government/State Enterprise Officer ID card and a copy of house registration
- A copy of payroll account statements for the past 3 months (including the current month)
- A current payroll account statement or payroll slip. If unavailable, please submit a certificate of employment stating your salary, position, and years of service
Business owners/self-employed
- A copy of your ID card
- A copy of account statements for the past 6 months
- A copy of company/business shareholder and company/business registrations
