Need cash?
Finding it hard to make ends meet?
Here’s a cash reserve
Ready for transfer to your account
Peace of mind in case of a cash emergency
Big cash reserve of up to 1.5 million baht*
Interest starts at 
p.a. for the first 2 billing cycles*
Apply via the app; no need to talk to a bank officer.
No drawdown, no interest
Get a quick approval result within 24 hours
Want to apply but you don’t have an SCB savings account or the SCB EASY app? See your options!
Whenever you need cash urgently.
Get an instant cash transfer.
Readily available cash, instantly transferred to your account
Plan your repayment to suit your repayment ability
Minimum repayment only 3%
Say Goodbye to fees
Effective interest rates
Select the “Dee Jung Cash Transfer” on the SCB EASY app or “Cardless Withdrawal” at an SCB ATM 24/7. More details
Who can apply for 
?
How to apply for
Make sure that you’ve got the latest version of the SCB EASY app and follow these instructions
1) Select the “Apply for loans and credit cards” menu.
2) Select “UPcash.”
3) Read the details about UPcash. Tap “Apply now.”
4) Enter your information.
5) Select the credit line you want.
6) Select an instalment plan.
7) Enter your occupation information. Follow the instructions.
8) Consent to checking your information with the National Credit Bureau
9) Review your information. Tap “Submit the loan application.”
10) Your loan application is successfully registered.
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FAQs
What’s good about UPcash?
- Get a quick approval result within 24 hours.
- Loans are readily available once a loan account is added to the SCB EASY app without the need for card activation.
- Unlimited number of cash withdrawals each day
Upon approval, how can I get UPcash?
Once a credit line is approved, you can add card information on the SCB EASY app and instantly make a cardless withdrawal or fund transfer to your SCB savings account.
How can I increase my credit line?
If you wish to increase or decrease your credit line, please visit an SCB branch and fill out a request form to change your credit line. For a request for credit line increase, please submit the following documents together with the request form:
Employees/Government Officers
- A copy of your ID card or a copy of your Government/State Enterprise Officer ID card and a copy of house registration
- A copy of payroll account statement for the past 3 months (including the current months)
- A current payroll account statement or payroll slip If unavailable, please submit a certificate of employment stating your salary, position, and years of service
Business owners/self-employed
- A copy of your ID card
- A copy of your account statement for the past 6 months
- A copy of company/business shareholder registration and company/business registration
