Whenever you need cash urgently,
Have 
instantly transferred to your account without waiting for approval.
A 24/7 credit line readily available
for cash out via the SCB EASY app.
Say Goodbye to fees
No cash advance fee at 3% of a drawn down amount, unlike cash advances made with a credit card.
Choose an instalment plan to suit your repayment ability.
You can choose an instalment period of up to 12 months*.
Effective interest rates*
Interest starts at 21 baht/1,000 baht/month* (calculated based on an interest rate of 25% p.a. for a credit line of 1,000 baht and the maximum instalment period of 12 months).
You can further borrow
from the remaining credit line.
You can apply for an extra loan amount equivalent to the instalment amount you have paid back.
UP-Ngern-Yuem examples
How to draw down from
1) Tap “Draw down.”
2) Enter a borrowed amount. Select “UP coin. The borrowed amount with UP coins used for interest discount will be shown. Tap “Next.”
3) Select a payment due date and tap “OK.”
4) Review the information and tap “Confirm.”
5) Check a notification on the SCB EASY app.
6) Successful drawdown screen is shown.
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