interest rates
For clients receiving salary via an SCB savings account
| Approved credit line (baht) | Interest rate (p.a.) |
|---|---|
| 500,000 and over | 12.99% |
| 150,000 - 499,999 | 16% |
| 100,000 - 149,999 | 18% |
| 50,000 - 99,999 | 21% |
| 10,000 - 49,999 | 24% |
For employees
| Approved credit line (baht) | Interest rate (p.a.) |
|---|---|
| 500,000 and over | 15% |
| 150,000 - 499,999 | 17% |
| 100,000 - 149,999 | 19% |
| 50,000 - 99,999 | 25% |
| 10,000 -49,999 | 25% |
For business owners
| Approved credit line (baht) | Interest rate (p.a.) |
|---|---|
| 500,000 and over | 17% |
| 150,000 - 499,999 | 19% |
| 100,000 - 149,999 | 21% |
| 50,000 - 99,999 | 25% |
| 10,000 - 49,999 | 25% |
UP loan interest rate
Interest rates are 15-25% p.a. The minimum instalment period is 12 months, and the maximum instalment period is 72 months.
Conditions on Interest rates for an UP loan
- The special offer is exclusively for SCB clients applying for UP loans via the SCB EASY app and receiving loan approval between 10 December 2022 – 30 April 2023.
- The minimum instalment period is 12 months, and the maximum instalment period is 72 months.
- Default rate is 25% p.a. maximum (the highest default rate as per the loan contract + 3% on top) for the principal amount of default instalment.
- Credit approval conditions are as specified by SCB.
- SCB reserves the right to amend the conditions, terms, requirements, periods, and benefits, and may cancel this promotion with notification 7 days in advance of an effective date, unless there is a need whereby such advance notification is impossible. In case of any dispute, SCB’s judgment is deemed final.
- For more information, please call the SCB Call Center at 02-7777777.
