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Personal loans for property purchase and repair with fixed, monthly payments plus interest. The bank will set monthly instalment, amount, loan terms, and conditions will be set by the bank. |
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Loan Products |
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Mortgage financing for housing projects financed by SCB. Details vary according to conditions specified in each project. |
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Property loans for other projects not financed by SCB.. |
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Service Features |
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Maximum credit of 95% of appraised value for a maximum 30-year term. |
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Applicants can request additional loans for taking out home and life insurance policies, e.g. Asset Guardian, Property Damage Guardian, Medical Care Insurance, and Home Guard Insurance, etc. |
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Fixed or floating Interest rate based on MLR. |
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Long-term fire insurance from 2 to 30 years. |
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Required Documents |
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Personal documents for both the borrower and spouse, including copies of ID card or government officer ID card, household registration,and marriage certificate (if any). |
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Financial documents, including payroll or income certificate, commercial registration/license, and last 6-month’s account statement. |
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Security documents, including copy of land title deed, buy-sell agreement, and construction blueprints (in case of construction). |
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Fee |
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Front-end fee 0.25% (only for customers who choose a fixed rate loan). |
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For more information, |
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please contact the SCB Easy Call Center at 0 2777 7777 or visit any SCB branch nationwide. |
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