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SCB Bankrate

Currency / BahtBank Note
SellBuy
CNY5.274.24
EUR40.6239.42
HKD4.173.93
JPY39.8238.36
USD31.7931.08
Deposit
Deposits TypeRate (%)
Saving0.75
Current0.00
Fixed12Months<10m2.75
Fixed12Months>=10m3.00
Fixed24Months<10m3.10
Fixed36Months<10m3.25
Loans
Loans TypeRate (%)
MLR7.125
MOR7.425
MRR8.100
 
 
 
at 16-05-2012 15:53more

My Car My Cash

A service designed for those wishing to refinance their vehicles. By simply entering into a repurchase agreement with the Bank, customers can still use their car and pay the same amount in monthly installments (including VAT) throughout the refinanced period. When all installments are fully paid, car ownership will be transferred back to customers.

Service Features

  • Maximum approved finaning up to 2 million baht* 
  • Choice of installment terms from 12-60 months 
  • Super quick approval and money disbursement within 1 day* 
  • Customers can still use their cars. 
  • Convenient and easy access channel of service "1 Stop Service" at any SCB branch nationwide

Conditions
Eligible Vehicles

  • Cars, pick-ups, and vans.
  • Unencumbered by lien and must not be older than 13 years.
  • Vehicles must be registered by individuals only.
Insurance Conditions
  • Insurance conditions are determined by the Bank.

Fees and Charges

Fees and charges will be determined by the Bank and deducted from approved loans.

Remarks
  • Amount of approved financing may vary for each customer due to the difference of customer's financing ability and car condition
  • Fees, criteria, and conditions are solely determined by the Bank.
  • The Bank reserves the right to terminate and / or change any criteria, fees, or conditions without prior notice.

Applicant Qualifications

  • Individuals aged between 20-60 years old.
  • Must be Thai nationality and domiciled in Thailand.
  • Must be the owner of a vehicle unencumbered by lien, except existing SCB or SCBL customers with remaining installment terms of less than 12 months.

Required Documents (for both applicants and guarantors)

  • Three copies of ID card
  • Three copies of house registration certificate
  • Bank statement for the last six months
  • One copy of the latest monthly payroll slip or income certification letter
  • Original insurance policy (if the vehicle is insured)
  • Original copy of car registration booklet
  • Original SCB saving account book
  • Existing car hire-purchase agreement (for existing SCB or SCBL customers)

For service and more information,

please visit any SCB branch nationwide or contact SCB Call Center at 0 2777 7777 press 0 press 5