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Home Loan

Personal loans for property purchase and repair with fixed, monthly payments plus interest. The bank will set monthly instalment, amount, loan terms, and conditions will be set by the bank.

Loan Products

  • Mortgage financing for housing projects financed by SCB. Details vary according to conditions specified in each project.
  • Property loans for other projects not financed by SCB..


  • Maximum credit of 90% of appraised value for a maximum 30-year term.
  • Applicants can request additional loans for taking out home and life insurance policies, e.g. Asset Guardian, Property Damage Guardian, Medical Care Insurance, and Home Guard Insurance, etc.
  • Fixed or floating Interest rate based on MLR.
  • Long-term fire insurance from 2 to 30 years.





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