Corporate Code of Conduct

Corporate Code of Conduct & Value Statement

We are committed to the following core values:

iSCB
innovation
We embrace innovation to gain competitive advantage.

Social Responsibility
We care for the welfare of our community and environment.

Customer Focus
We are passionate about exceeding customers’ expectation.

Building Our People
We recognize that our people are our future and act accordingly.

Accordingly, the board of directors, executives and employees of SCB shall continuously strive to implement and maintain the following principles:

1. Customers
    To provide optimal benefits and satisfaction to our customers through delivery of quality products and services,
    fair treatment, and information confidentiality safeguards.

2. Shareholders
    To deliver satisfactory returns to our shareholders through sustained superior operating results, effective internal control,
    auditing systems, and risk management.

3. Employees
    To recruit and retain quality and capable personnel, continuously implement personnel development programs,
    and provide job security and career advancement opportunities.

4. Business partners and Competitors
    To conduct business with the bank’s partners and competitors with fairness and confidentiality in compliance with
    applicable laws and regulations; not using dishonest or unethical means to gain information about our partners
    and competitors.

5. Creditors and Suppliers
    To honor our agreements entered into with the bank’s creditors and suppliers in accordance with their terms and
    relevant laws and regulations.

6. Social responsibility
    To conduct the bank’s business with responsibility towards the society and with sensitivity when dealing with issues
    which are related to public interest; and to regularly support and participate in activities that are beneficial to
    communities and the society.

7. Environment
    To abide by environmental laws and regulations, implement effective safety and environmental management measures
    to prevent negative impacts on local communities, and promote employees’ awareness of and concern for the environment.

8. Conflict of interest
    To implement measures to control and prevent transactions which may involve conflict of interests or inappropriate
    transactions with connected parties; and to put in place and follow policies, regulations and approval procedures;
    and to comply with regulatory requirements on approval of and disclosure of information on connected transactions.

9. Information disclosure
    To deliver thorough, accurate and timely information to shareholders, investors, and the public in compliance with
    relevant laws and regulations.

10. Corporate governance
     To abide by governance principles prescribed by regulators of commercial banks and listed companies; and to
     earn the trust of its stakeholders to develop world-class governance systems for their benefit.